What is a Goal Based Calculator?
A Goal Based Calculator estimates how much you need to invest regularly to reach a target amount for goals like education, home, or retirement.
Adjust inflation and returns to match your goal timeline and risk comfort.
Goal Details
Enter the amount you need in today's value
₹
Existing investments already dedicated to this goal
₹
yrs
Enter years to see the target year
Return Assumptions
Risk Profile
% p.a.
Conservative: 8% | Moderate: 12% | Aggressive: 16%
% p.a.
Inflation increases your future target amount
Contribution Type
How will you invest?
Auto-calculate required SIP
Turn off to enter your own SIP amount
SIP Reminder Date (Day of month)
Tap a date from 1 to 28 for monthly SIP reminders
Monthly SIP Reminders
Get notified on your SIP date every month
Enable Step-Up SIP
Increase your SIP amount every year
Calculation Results
Inflation-Adjusted Target
—
Enter a target amount and years to calculate
Required Monthly SIP—
SIP reminderDay 1 of every month
Total Amount Invested—
Wealth Gain (Returns)—
Final Corpus—
Invested —Gain —
Year-wise Projection
| Year | Invested | Corpus | Gain |
|---|---|---|---|
| Enter a target and time horizon to see the projection. | |||
How this is calculated
Your today's target is first adjusted for inflation over the selected years. Existing savings are grown at the expected return rate. The remaining gap is converted into a required monthly SIP using time-value-of-money formulas, so the final corpus matches your inflation-adjusted goal.
Goal Based Calculator
How can a Goal Based Calculator Help You?
It turns big financial goals into clear monthly investment targets based on time horizon and expected returns.
Advantages of Goal Based Calculator?
You can plan with clarity, compare scenarios, and stay consistent with goal-linked investing.
How to use Proftly's Goal Based Calculator?
Set your goal amount, timeline, and expected return, then review the suggested monthly investment required.
FAQsFrequently asked
Frequently asked
questions.
Proftly is a platform to find and connect with SEBI-registered Research Analysts and Investment Advisors. Subscribe for trading calls, book consultations and plan your goals, all in one application.
Yes. Every expert on Proftly is SEBI-registered and compliant, providing trusted guidance backed by rigorous research analysis.
Research Analysts perform stock analysis and provide trading calls with targets and stop-loss on a subscription basis. Investment Advisors give personalised guidance through risk profiling, goal setting and a complete investment plan.
Choose an expert, pick a plan, and pay securely in the app to instantly receive their calls, updates, and research-backed guidance on a subscription basis.
You book a one-to-one consultation session with an Investment Advisor. They do risk analysis and build a complete investment plan based on your risk profile and goals.
Yes. Live chat is available in a secure, subscriber-exclusive space, allowing you to connect directly with your verified advisor whenever you need guidance.
Target, exit, or stop-loss updates are sent directly against the original trade call, keeping the full history in chronological order organized in a single, easy-to-track sequence.